How to authenticate digital wallet users with 3DS2

The proliferation of alternative payment solutions and mobile technologies has changed how we do business. On one side, technology is helping eCommerce grow and on the other side, it is making it easier for scammers to cheat and steal. Customer…

Tokenisation in the Payments Industry – Providing Security, Compliance, and Convenience

Tokenisation is a simple process, in theory, although the complexities of the various implementations can increase its sophistication. Tokenisation entails the breaking up of a piece of information, or assets, into a series of mathematical tokens…

GPayments brings 3D Secure to Kyrgyzstan 

Sydney, 4 March, 2019 – GPayments, a leading provider of payment authentication solutions, announced today its collaboration with Interbank Processing Center (IPC) of Kyrgyzstan. GPayments is providing IPC with ActiveAccess to use as its…

Exploring Out of Band Authentication in EMVCo 3D Secure 2.0

Out of band (OOB) authentication represents the authentication mechanism that involves the presence of two varied signals from two distinct channels or networks. The objective of OOB implementation is to ward off any attacks by hackers and prevent…

What is Mir Accept by Mir Payment System

The Mir Payment system is a young Russian national payment card system that is making waves. Mir began issuing cards in 2015, and has continued expanding their services since. The payment system makes use of several security protocols, which…

How does 3D Secure adapt to the mobile commerce boom?

Mobile commerce is rapidly on the rise. Out of all global eCommerce sales, mobile commerce has grown from 40.2% in terms of transaction value in 2015, to 58.9% just two years later in 2017 (source: eMarketer[1]). This is all happening while…

GPayments is now open in Tokyo!

We are excited to announce the opening of our new office in Tokyo! In the heart of Japan’s busiest city, Tokyo is the perfect place for our office expansion.  This office has been set up to distribute our new 3-D Secure (3Dセキュア) solutions…

Mastercard Security Workshop

Earlier this month, GPayments was fortunate to have the opportunity to present to Mastercard clients at a workshop held in Tokyo, Japan. GPayments presentation covered the implementation process that merchants will be required to undertake to…

Biometric Identification is the Future for CNP Fraud Prevention

In January of this year, Mastercard announced that by the second quarter of 2019 all customers will be able to identify themselves with biometrics. The push for such technologies has been driven by the increase in mobile technology and online…