3DS2
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3DS2 Fraud Prevention Solutions for Ecommerce

Online retail payments are booming. Ecommerce revenue in Australia is predicted to reach USD $32.3 billion by 2024 according to the U.S. Department of Commerce. Additionally, mobile payments represent 26.4% of all online transactions according…
Credit Card Fraud Prevention

Who Is Responsible for Credit Card Fraud Prevention? You Are.

For ecommerce merchants, payment service providers and card issuers who are serious about credit card fraud prevention, there is good news. GPayments has a 3D Secure 2 fraud prevention solution for all responsible parties and payment authentication…

Least Cost Routing (LCR) 

What is Least Cost routing and how does it work?  Least Cost Routing (LCR) or 'merchant-choice routing' is when a payment is routed via the cheapest option for a merchant when a customer makes a contactless dual-network debit card transaction.…
EMVCo 3DSecure 2.3

EMV 3DS 2.3 and the Enhancement of Fraud Prevention 

It is estimated that over the next decade, card fraud will cost the global card payment industry more than $408 billion. Fraud prevention is critical for online transactions. Consumers, acquirers, merchants, and card issuers all need better…

Frictionless Authentication: What It Is & How It Works? 

Did you know that $56 billion was lost due to identity fraud last year? Luckily, there are various ways of fraud prevention. Secure payments utilising multi-factor, passwords, and biometrics are standard payment authentication processes. However,…
Credit Cards and EFPTOS
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False Declines, the bane of the payment industry

False declines, can be a neverending source of irritation for eCommerce retailers. False declines are valid transactions (would-have-been sales) that are rejected due to fraud speculation. Simply stated, they are legitimate transactions that…

How to authenticate digital wallet users with 3DS2

The proliferation of alternative payment solutions and mobile technologies has changed how we do business. On one side, technology is helping eCommerce grow and on the other side, it is making it easier for scammers to cheat and steal. Customer…

Tokenisation in the Payments Industry - Providing Security, Compliance, and Convenience

Tokenisation is a simple process, in theory, although the complexities of the various implementations can increase its sophistication. Tokenisation entails the breaking up of a piece of information, or assets, into a series of mathematical tokens…