Exploring the Power of Decoupled Authentication

The need for secure payment authentication becomes increasingly essential as the world becomes more digital. Decoupled Authentication (DCA) is a 3D Secure 2 (3DS2) security measure used in online transactions, enabling a frictionless payment…
Read more
Moto Payments

MOTO Payments: The Essential Guide for Fraud and Risk Teams

MOTO payments, or 'Mail Order / Telephone Order' payments, are a type of electronic payment that have been used for decades. They differ from ecommerce transactions in that the merchant is processing cardholder data manually and not through…
Read more
3DS2
,

3DS2 Fraud Prevention Solutions for Ecommerce

Online retail payments are booming. Ecommerce revenue in Australia is predicted to reach USD $32.3 billion by 2024 according to the U.S. Department of Commerce. Additionally, mobile payments represent 26.4% of all online transactions according…
Read more
Fraud PreventionCMP Fraud Prevention
,

What You Do Not Know About Ecommerce Fraud Prevention

You probably know that every day billions of credit card transactions occur online. According to the Nilson Report...
Read more
Credit Card Fraud Prevention

Who Is Responsible for Credit Card Fraud Prevention? You Are.

For ecommerce merchants, payment service providers and card issuers who are serious about credit card fraud prevention, there is good news. GPayments has a 3D Secure 2 fraud prevention solution for all responsible parties and payment authentication…
Read more

Least Cost Routing (LCR) 

What is Least Cost routing and how does it work?  Least Cost Routing (LCR) or 'merchant-choice routing' is when a payment is routed via the cheapest option for a merchant when a customer makes a contactless dual-network debit card transaction.…
Read more
EMVCo 3DSecure 2.3

EMV 3DS 2.3 and the Enhancement of Fraud Prevention 

It is estimated that over the next decade, card fraud will cost the global card payment industry more than $408 billion. Fraud prevention is critical for online transactions. Consumers, acquirers, merchants, and card issuers all need better…
Read more

Frictionless Authentication: What It Is & How It Works? 

Did you know that $56 billion was lost due to identity fraud last year? Luckily, there are various ways of fraud prevention. Secure payments utilising multi-factor, passwords, and biometrics are standard payment authentication processes. However,…
Read more
Credit Cards and EFPTOS
,

False Declines, the bane of the payment industry

False declines, can be a neverending source of irritation for eCommerce retailers. False declines are valid transactions (would-have-been sales) that are rejected due to fraud speculation. Simply stated, they are legitimate transactions that…
Read more