Least Cost Routing (LCR) 

What is Least Cost routing and how does it work?  Least Cost Routing (LCR) or 'merchant-choice routing' is when a payment is routed via the cheapest option for a merchant when a customer makes a contactless dual-network debit card transaction.…
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EMVCo 3DSecure 2.3

EMV 3DS 2.3 and the Enhancement of Fraud Prevention 

It is estimated that over the next decade, card fraud will cost the global card payment industry more than $408 billion. Fraud prevention is critical for online transactions. Consumers, acquirers, merchants, and card issuers all need better…
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Frictionless Authentication: What It Is & How It Works? 

Did you know that $56 billion was lost due to identity fraud last year? Luckily, there are various ways of fraud prevention. Secure payments utilising multi-factor, passwords, and biometrics are standard payment authentication processes. However,…
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GPXeftpos

GPAYMENTS ACHIEVES eftpos CERTIFICATION

Australia's payment industry heavyweights collaborate to deliver 3D Secure 2 authentication for merchants. GPayments, an Australian provider of fraud prevention solutions and a market leader in the 3D Secure (3DS) authentication industry,…
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Credit Cards and EFPTOS
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False Declines, the bane of the payment industry

False declines, can be a neverending source of irritation for eCommerce retailers. False declines are valid transactions (would-have-been sales) that are rejected due to fraud speculation. Simply stated, they are legitimate transactions that…
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GPayments releases new authentication software to address Verified by Visa, MasterCard SecureCode and JCB J/Secure usability issues

Sydney, 3 February, 2009: GPayments, the leading Australian-based authentication and payment solution company, has announced the availability of a new solution to address usability issues surrounding Verified by Visa, MasterCard SecureCode…
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GPayments’ 3DS Server achieves compliance for 3DS2 with all major card schemes

GPayments’ new 3DS Server product for 3D Secure 2.0 is now certified by all major card schemes The latest release of GPayments’ 3DS Server product "ActiveServer" has achieved compliance certification for all major global card schemes, including…
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How to authenticate digital wallet users with 3DS2

The proliferation of alternative payment solutions and mobile technologies has changed how we do business. On one side, technology is helping eCommerce grow and on the other side, it is making it easier for scammers to cheat and steal. Customer…
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Tokenisation in the Payments Industry – Providing Security, Compliance, and Convenience

Tokenisation is a simple process, in theory, although the complexities of the various implementations can increase its sophistication. Tokenisation entails the breaking up of a piece of information, or assets, into a series of mathematical tokens…
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