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    Exploring Out of Band Authentication in EMVCo 3D Secure 2.0

    Posted on January 10, 2019.

    Out of band (OOB) authentication represents the authentication mechanism that involves the presence of two varied signals from two distinct channels or networks. The objective of OOB implementation is to ward off any attacks by hackers and prevent fraudulent users that have access to only one of these channels. Within the realm of online...

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    How does 3D Secure adapt to the mobile commerce boom?

    Posted on September 17, 2018.

    Mobile commerce is rapidly on the rise. Out of all global eCommerce sales, mobile commerce has grown from 40.2% in terms of transaction value in 2015, to 58.9% just two years later in 2017 (source: eMarketer[1]). This is all happening while eCommerce itself is a growing market. Further, in certain countries where mobile device adoption...