GPayments Unveils Revolutionary Next-Generation Access Control Server (ACS) Solution, Redefining 3D Secure Authentication 

Sydney, Australia – 13 March 2025 – GPayments, a pioneer in digital payment security solutions, is thrilled to introduce its groundbreaking ActiveAccess 20X, the latest evolution in Access Control Server technology. This cutting-edge solution reinforces GPayments’ unwavering commitment to pioneering security and frictionless user experiences in the 3D Secure ecosystem.

Modernised Architecture for Enhanced Performance

ActiveAccess 20X introduces a streamlined platform built on a pure Java implementation, eliminating database-specific dependencies while maintaining high performance and compatibility with multiple databases. Its self-contained design operates independently of external web servers, reducing security risks and simplifying deployment. With no installation required and version-controlled database updates, the authentication solution ensures seamless upgrades and minimal downtime for card issuers.

Key Features for Scalability and Flexibility

Scalable Infrastructure: Optimised for Java 21 LTS and a modular microservices architecture, ActiveAccess 20X supports rapid scaling to meet fluctuating transaction demands while maintaining operational efficiency.

Cloud-Native Efficiency: A non-blocking I/O engine enables efficient handling of high-volume transactions, paired with native multi-tenancy that allows multiple issuers to operate securely on a single platform – reducing costs and complexity.

Customisable User Experience: Real-time editable challenge pages let institutions tailor decoupled authentication flows dynamically, while secure OAuth2/JWT authentication ensures both convenience and security for users.

User-Friendly and Insightful Tools

The solution includes an intuitive interface that reduces development time by up to 50%, alongside comprehensive reporting tools that provide actionable insights into transaction trends and system performance. Integrated documentation and rigorous testing protocols further enhance reliability, ensuring smooth integration, and support.

Compliance-Driven Innovation

ActiveAccess 20X fully aligns with the EMV 3D Secure 2.3.1 protocol, meeting global regulatory standards while offering a modern approach to authentication. Bruno Ling, Product Manager at GPayments, stated: “The ActiveAccess 20X platform builds on our legacy of innovation by delivering a secure, efficient solution that adapts to the evolving needs of issuers and consumers alike.”

Payment Security Built for Your Needs

Designed with flexibility in mind, ActiveAccess 20X caters to financial institutions of all sizes – from regional banks to global fintechs – by balancing enterprise-grade security with streamlined operations. Its architecture ensures scalability without compromising on compliance or user experience.

Explore the Future of Authentication

Card issuers and payment service providers seeking to enhance their authentication processes are invited to schedule a demo at GPayments.com to learn more about how ActiveAccess 20X can support their security goals.

About GPayments

For over two decades, GPayments has been a trusted innovator in payment security, delivering solutions that protect businesses and consumers worldwide. With ActiveAccess 20X, we continue our mission to advance secure, seamless digital transactions. Explore our full portfolio at GPayments.com.

Media Contact:

Robin Deane

Email: robin@gpayments.com

Phone: +61 478 613 149