Entries by Robin

Enhancing Security and Convenience: Exploring the Benefits of 3DS2 

3D Secure 2 is an upgraded version of the global standard for card authentication. It is designed to address several pain points of 3D-Secure 1 and offers numerous benefits, especially from a mobile payments standpoint and is the only fraud prevention solution to comply with Strong Customer Authentication framework (SCA) out of the box.   Working […]

GPayments Achieves ISO 27001:2022 and ISO 27701:2019 Certifications, Reinforcing Commitment to Information Security and Privacy

[Sydney, 8th January 2024] – GPayments, a leading force in Payment Fraud Prevention with over thirty years of industry expertise, proudly announces its recent attainment of the ISO 27001:2022 and ISO 27701:2019 certifications. These certifications reaffirm GPayments’ unwavering commitment to maintaining the highest standards of information security and privacy management.    ISO 27001:2022, the latest […]

Evolving Security: An Overview of 3D Secure 2.3 Enhancements 

3D Secure 2.3 is the latest version of the 3-D Secure protocol and is a major update from earlier versions. The updated protocol offers significant security benefits for merchants and cardholders using online payments.  Uncovering the Latest: What 3D Secure 2.3 Brings to the Table?  The world of digital payments is constantly evolving, and 3D […]

The True Cost of Fraud: Why Investing in 3D Secure Pays Off

In the digital era, the menace of financial fraud looms larger than ever. A single fraudulent transaction can unfold a chain of costs that go beyond mere monetary loss. For businesses operating in the online space, fortifying transaction security isn’t an option—it’s a necessity. One robust solution that stands out in the battle against online […]

Introducing ActiveAccess Service: The Premier Access Control Server (ACS) for Card Issuers

GPayments, a leading provider of innovative fraud prevention solutions, is proud to announce the launch of ActiveAccess Service, a powerful and adaptable Access Control Server designed specifically for the card issuing industry. As a Software-as-a-Service (SaaS) solution, ActiveAccess Service revolutionises fraud prevention, empowering card issuers with unparalleled flexibility, efficiency, and security.    ActiveAccess Service offers […]

Exploring the Power of Decoupled Authentication

The need for secure payment authentication becomes increasingly essential as the world becomes more digital. Decoupled Authentication (DCA) is a 3D Secure 2 (3DS2) security measure used in online transactions, enabling a frictionless payment experience for customers while ensuring the highest level of security. In this blog, we will delve into Decoupled Authentication, what it […]

Least Cost Routing (LCR) 

What is Least Cost routing and how does it work?  Least Cost Routing (LCR) or ‘merchant-choice routing’ is when a payment is routed via the cheapest option for a merchant when a customer makes a contactless dual-network debit card transaction. LCR occurs either through Visa, Mastercard, or eftpos. Debit card and payment cost  Debit cards […]

GPAYMENTS ACHIEVES eftpos CERTIFICATION

Australia’s payment industry heavyweights collaborate to deliver 3D Secure 2 authentication for merchants. GPayments, an Australian provider of fraud prevention solutions and a market leader in the 3D Secure (3DS) authentication industry, for over two decades, has connected to the Australian company eftpos to add support for eftpos Secure to its 3D Secure Server solution […]

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False Declines, the bane of the payment industry

False declines, can be a neverending source of irritation for eCommerce retailers. False declines are valid transactions (would-have-been sales) that are rejected due to fraud speculation. Simply stated, they are legitimate transactions that are being wrongly denied. Profits are diminished when a successful sale is missed due to a false decline.   Consider a false decline […]