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    Breaking Down PCI for 3D Secure: How Does It Fit In With the 3DS2 Protocol?

    Posted on April 18, 2018.

    According to reports by Juniper research, card-not-present fraud (CNP fraud) is set to hit $71 billion between 2017 and 2021 alone, with remote physical goods purchases being the main target area for online fraudsters. That’s an average of around $14.2 billion annually over the next few years. And as eCommerce and mCommerce channels are...

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    Common Warning Signs of CNP Fraud and How Merchants Can Use It to Their Advantage

    Posted on February 5, 2018.

    Global eCommerce sales are expected to almost double from $2.3 trillion in 2017 to $4.5 trillion by 2021. (Source: Shopify) To put that figure into perspective, that’s close to the total GDP for one of the biggest economies in the world, Japan, which is around $4.9 trillion. And this growth in online sales is not just confined to one...

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    5 Industries Most Affected by Card-Not-Present Fraud

    Posted on December 21, 2017.

    With the holiday season upon us, eCommerce sales are expected to grow by 15.8% during this period. It’s the time of year that many people let go of their spending inhibitions in favour of embracing the holiday spirit. Unfortunately, it also means that the festive period is when fraudsters sharpen their tools as they prepare to take...

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    How Does Liability Shift Work With 3D Secure?

    Posted on December 6, 2017.

    The rise in eCommerce and mCommerce volumes over the last few years has seen a corresponding rise in fraud due to the card-not-present (CNP) nature of online payments. The global average fraud rates for eCommerce sales (2015) were around 0.53%. This may not sound like a huge amount but if you take into account the fact that eCommerce...

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    Product Features

    GPayments ActiveMerchant and Mastercard® Identity Check®

    Posted on October 26, 2017.

    The latest release of GPayments’ MPI, ActiveMerchant, has achieved compliance certification for Mastercard® Identity Check® (3-D Secure™ protocol). According to Mastercard: MasterCard Identity Check will put identity verification at the cardholder’s fingertips using technologies such as biometrics and SMS-delivered one-time passwords....

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    Promising fraud prevention startups to watch in 2017

    Posted on October 3, 2017.

    Here are 5 promising fraud prevention startups that we think you should keep an eye on.    Signifyd Signifyd was founded in 2011 in San Jose, California and, having managed to raise $56 million (approx. $70 million AUD) to help protect against e-commerce fraud this year alone, it’s fair to say the company is without a doubt one to watch...

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    Whitepapers

    Top 5 Online Payment Trends in 2017

    Posted on September 22, 2017.

    Online payment trends keep evolving as customers continue to favour more user-friendly solutions and solution-makers compete for market share by constantly trying to reinvent the next big thing. This paper will outline the top 5 trends that are shaping the future of card-not-present payment as we know it.

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    User Guides

    PIT Testing Guide – 3D Secure with Visa

    Posted on September 4, 2017.

    This blog provides supplementary information for GPayments’ MPI (ActiveMerchant) clients undergoing Visa Product Integration Testing (PIT). Visa has mandated that PIT testing is carried out for all new 3-D Secure MPI implementations, before they go into production, in all Visa regions. The first step in Visa PIT testing is to enrol...

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    Articles

    5 things merchants need to know before implementing 3D Secure

    Posted on July 18, 2017.

    The benefits of implementing the 3D Secure protocol in any organisation are widely known and accepted. At its core, the technology provides an additional layer of security in card-not-present online payments, providing merchants with increased protection against financial liability, while also raising shopper confidence. It would...

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    Whitepapers

    How will 3D Secure 2.0 affect Merchants, Payment Gateways, Banks and Cardholders

    Posted on July 5, 2017.

    3DS 2.0 is more than just an update of an old standard. It is designed with the intent to create a frictionless payment experience for cardholders. It will do this by facilitating a richer cardholder data exchange, allowing risk-based authentication by issuers for low risk transactions, instead of authentication challenges to the...